
FINAL EXPENSE WHOLE LIFE TERM
MASTER BUILDERS
InSURANCE MARKETING
A UNIVERSAL BENEFITS COMPANY

Over 1 Million Families Trust Us – And You Can Too
Get Peace Of Mind With Funeral Advantage
The Leading Final Expense Insurance Program In The Nation
As a family-owned and operated company, we have the unique freedom to do business differently than most life insurance companies. While most big name life insurance companies answer to Wall Street, we answer to you. While most answer calls with an automated menu, we answer with a live person. While most see you as just another sale, we see someone who deserves our time and attention. We choose to do business differently because we follow a strict set of values that keep you at the forefront of every decision we make.
These values have allowed us to become the nation’s leader in agent-produced final expense life insurance. From the beginning, we’ve partnered with the best in the final expense industry to ensure our customers are always treated with respect and dignity. You’ll see that our agents are cut from a different cloth – they’re more concerned with protecting people than with selling products you don’t need. Every day, thousands of our field representatives educate families on the local funeral industry and the various costs associated with final arrangements. Lincoln Heritage agents are proud of the work they do because they’re helping people in their community plan for final expenses – and that’s rewarding work.

When a policyholder passes away — we want to make sure things go smoothly and easily for the loved ones taking care of the funeral arrangements. On your behalf, the Funeral Consumer Guardian Society (FCGS) immediately goes into action to help surviving loved ones in charge of funeral arrangements cope with the many details that immediately arise.
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When you enroll for Funeral Advantage insurance coverage, you can also decide the style of funeral you want... a 2-page final wishes form makes it fast and simple.
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FCGS keeps your wishes safe and secure on file.
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Your loved ones get a 24-hour toll-free service number to call in time of need.
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FCGS immediately goes into action — comparing up to 3 different funeral homes to find the best price available.
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Families save an average of $1,850 on traditional funerals and up to $1,100 on cremation.
The FCGS is not affiliated with any religion, funeral home, cemetery, or any particular funeral approach. There is never any obligation or pressure to buy anything from anyone.
The Life Insurance Cash Benefit
My Final Wishes Profile™
Funeral Advantage insurance policies are underwritten by Lincoln Heritage Life Insurance Company® — one of the nation's largest final expense insurance companies. We specialize in helping people cover their funeral costs and other final expenses.
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Cash benefits are paid within 24 hours, once a claim is approved.
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Whole life benefits available up to $20,000.
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No health examination necessary to apply, just a few health questions on the application.
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Easy, one-page application.
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Most people get coverage, even with health issues.
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Rate and benefit are locked in for the life of the policy for as long as premiums are paid.
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$100,000 additional benefit for accidental death available.
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The My Final Wishes Profile will provide direction and clarity to those left behind to handle your affairs.
